Terms of Use

1. About these terms

These terms apply to your use of the calculators and articles on Everyday Money Calc (https://aiflowist.com/au/), operated by the Everyday Money Calc team in Seoul, Republic of Korea. By using the site you agree to them.

2. What we provide

We provide free calculators and explanations about pay, tax, home loans, borrowing, saving and the cost of driving. You don’t need an account to use them.

3. Estimates, not advice

  • Results are estimates based on the numbers you enter and the published rules as of the date shown on each page.
  • The site provides general information, not financial, tax or legal advice. Your actual figures may differ because of your circumstances and the decisions of employers, lenders and tax authorities.
  • Please check with the relevant authority or a qualified professional before making important decisions.

4. Accuracy and corrections

We work to keep every calculator accurate and up to date. When we find or are told about an error, we correct it promptly and update the date on the page.

5. Using our content

  • The articles, tables, images, calculator designs and code on this site belong to the operator.
  • You are welcome to quote short passages and link to our pages, as long as you credit the page title and address.
  • You may not copy whole articles or calculators, republish them, or collect our content in bulk with automated tools without permission.

6. Acceptable use

Please don’t send excessive automated requests, try to get around our security measures, or do anything that interferes with the site.

7. Links and advertising

Links to other websites, including government sites, are provided for convenience; their owners are responsible for their content. If we show ads, the advertisers are responsible for their ads.

8. Liability

To the extent permitted by law, we are not liable for losses arising from your use of the calculators or articles, except where caused by our intentional misconduct or gross negligence. Nothing in these terms excludes, restricts or modifies any rights you have under the Australian Consumer Law that cannot be excluded.

9. Governing law

These terms are governed by the laws of the Republic of Korea. This does not take away any protection you have under the mandatory laws of the place where you live.

10. Changes

If we change these terms, we will post the updated version and its effective date on this page.

11. Contact

Questions about these terms: [email protected]

Effective date: 12 October 2026

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