Home Loans

Find out how much interest and time you save with extra weekly, fortnightly or monthly home loan repayments or a one-off lump sum, at current rates.

See how much interest and time a mortgage offset account saves on your home loan, and the savings rate a bank account would need to pay to match it.

Work out the gross and net rental yield on an Australian investment property from weekly rent, vacant weeks, management fees, rates, strata and insurance.

Calculate South Australian stamp duty in 2026, with no duty for first home buyers of new homes or land and the seniors downsizing relief up to $103,830.

Calculate WA transfer duty with the new first home owner rate from 7 May 2026 (no duty to $600,000) and the off-the-plan concession for new strata homes.

Calculate Queensland stamp duty in 2026 with the home concession, the first home concession up to $800,000 and no duty for first home buyers of new homes.

Calculate Victorian stamp duty in 2026 with the first home buyer exemption to $600,000, the PPR concession and the off-the-plan concession to April 2027.

See how much you can borrow for a home in 2026 with the 3% APRA buffer, 2026–27 tax rates, living expenses, credit cards, HELP debt and your loan term.

Calculate NSW transfer duty for contracts from 1 July 2026, with the first home buyer exemption up to $800,000 and the concession up to $1 million, plus a full rate table.