Estimate your Canada Child Benefit (CCB) for the July 2026 to June 2027 payment period. The maximum is $8,157 a year for each child under 6 and $6,883 for each child aged 6 to 17, reduced once adjusted family net income passes $38,237. A family with one child under 6 and $60,000 of income gets about $552.80 a month.
Canada Child Benefit Calculator
Payments from July 2026 to June 2027, based on 2025 income · Updated October 12, 2026
- CCB per year
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- Maximum before income reduction
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- Reduction for income
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- Child Disability Benefit per year
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- Total per month incl. CDB
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Estimate. The CRA recalculates every July using the tax returns you and your spouse or partner filed for the previous year. Provincial child benefits are paid separately.
CCB amounts for July 2026 to June 2027
| Per year | Per month | |
|---|---|---|
| Each child under 6 | $8,157 | $679.75 |
| Each child aged 6 to 17 | $6,883 | $573.58 |
| Child Disability Benefit (per eligible child) | $3,480 | $290 |
How the income reduction works
| Children | Income $38,237 to $82,847 | Income over $82,847 |
|---|---|---|
| 1 | 7% of income over $38,237 | $3,123 + 3.2% of income over $82,847 |
| 2 | 13.5% | $6,022 + 5.7% |
| 3 | 19% | $8,476 + 8% |
| 4 or more | 23% | $10,260 + 9.5% |
Examples
| Family | Adjusted family net income | CCB per year | Per month |
|---|---|---|---|
| 3 children aged 6–17 | $30,000 | $20,649.00 | $1,720.75 |
| 1 under 6 and 1 aged 6–17 | $45,000 | $14,127.00 | $1,177.25 |
| 1 child under 6 | $60,000 | $6,633.59 | $552.80 |
| 2 children aged 6–17 | $80,000 | $8,127.99 | $677.33 |
| 1 under 6 and 1 aged 6–17 | $100,000 | $8,040.28 | $670.02 |
| 2 children under 6 | $150,000 | $6,464.28 | $538.69 |
Who can get the CCB
- You live with the child, the child is under 18, and you are primarily responsible for their care.
- You are a resident of Canada for tax purposes and you, or your spouse or common-law partner, are a citizen, permanent resident, protected person or eligible temporary resident.
- You and your spouse or partner must both file a tax return every year, even with no income.
CCB payments are tax-free and do not count as income on your tax return.
FAQ
Which year’s income is used?
Payments from July 2026 to June 2027 use your 2025 adjusted family net income. The amounts are indexed to inflation every July.
When is the CCB paid?
Monthly, usually around the 20th. If your annual CCB is under $240, it is paid in one lump sum in July.
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Sources
Figures current as of October 12, 2026
Each formula is checked against a separate test sheet with at least three worked examples. Results are estimates based on the numbers you enter and the published rules; your actual figures may differ. This is general information, not financial or tax advice.
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