Enter the price and your buyer type to see how much Stamp Duty Land Tax (SDLT) you will pay on a home in England or Northern Ireland. A home mover buying for £300,000 pays £5,000; a first-time buyer pays nothing at that price.
Stamp Duty Calculator
Stamp Duty Land Tax for England and Northern Ireland · Updated 12 October 2026
- Effective rate
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- Rates used
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| Band | Rate | Tax |
|---|
Residential purchases in England and Northern Ireland. Scotland (LBTT) and Wales (LTT) have different rates. Some reliefs and special cases are not covered.
Stamp Duty rates
| Portion of the price | Standard rate | Additional property | First-time buyer |
|---|---|---|---|
| Up to £125,000 | 0% | 5% | 0% (up to £300,000) |
| £125,001 to £250,000 | 2% | 7% | 0% (up to £300,000) |
| £250,001 to £925,000 | 5% | 10% | 5% from £300,001 to £500,000 |
| £925,001 to £1.5 million | 10% | 15% | No relief over £500,000 |
| Over £1.5 million | 12% | 17% | No relief over £500,000 |
Stamp Duty is charged in slices, like Income Tax. On £300,000 a home mover pays 0% on the first £125,000, 2% on the next £125,000 (£2,500) and 5% on the last £50,000 (£2,500), a total of £5,000.
First-time buyer relief
If you and anyone you are buying with have never owned a home anywhere in the world, you pay no Stamp Duty on the first £300,000 and 5% on the part from £300,001 to £500,000. If the price is over £500,000, the relief does not apply at all and standard rates are used. At £450,000 a first-time buyer pays £7,500, compared with £12,500 for a home mover.
Second homes and buy-to-let
If you will own more than one residential property after the purchase, you usually pay the higher rates: 5% on top of each standard band. You may be able to reclaim the extra if you sell your previous main home within three years. Buyers who are not UK resident pay a further 2%.
FAQs
When do I have to pay?
Your solicitor or conveyancer normally files the return and pays the tax within 14 days of completion.
Does this work in Scotland or Wales?
No. Scotland charges Land and Buildings Transaction Tax and Wales charges Land Transaction Tax, both with different bands.
Related calculators
- Mortgage CalculatorMonthly repayments and total interest
- Take-Home Pay CalculatorWhat you earn after tax
Sources
- GOV.UK: Stamp Duty Land Tax residential property rates · page updated 30 September 2026
Figures current as of 12 October 2026
Each formula is checked against a separate test sheet with at least three worked examples. Results are estimates based on the numbers you enter and the published rules; your actual figures may differ. This is general information, not financial or tax advice.
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